10 Greatest Fears of First Time Home Buyers: Part 4

4.    Financing has me totally confused. I don’t know where to begin figuring out how mortgages work.

Mortgages can be confusing, but ... again, having the right Realtor who directs you towards reputable lenders, and having a very knowledgeable loan officer can really make or break your whole purchasing project! I recommend lenders that have YEARS of experience in their field, and also have a vast array of lending programs. A really good loan officer can listen to your specific situation and your unique goals, and match you up with a loan program that is optimal for you. Unskilled loan officers can end up putting you into all sorts of strange lender programs that make them a lot of money, but cost you much more than you needed to spend. This is a serious issue in the entire house-hunting project, and I strongly suggest you call me personally to discuss some options. Jeanine: 616-498-3679.

10 Greatest Fears of First Time Home Buyers: Part 3

3.    I’m afraid I won’t qualify for a mortgage, so I’m afraid to apply for one.

Getting a home loan is still possible. However, it takes the right lender to get the job done well! DO NOT pay up-front for an initial pre-qualification consultation with a lender. You simply don’t have to these days. Once again, find a Realtor you feel has a good handle on the business of buying and selling houses (find my number and email address at end of this report). I can suggest good lenders to talk to about your specific situation. If one lender can’t get you qualified, perhaps another can. And lastly, if a lender can’t get you qualified today, they can tell you what you need to do to correct the situation. That way you will have a "to do" list and when you’ve completed it, you will be prepared to qualify for a mortgage.  Or maybe we should talk about rent-to-own options.

Welcome to Knockadoon!

Monday, May 20th, 2:00pm Welcome to Knockadoon!  You are invited to attend the Ribbon Cutting event.  Invited guests include Senator Mark Jansen, Rep. Pete MacGregor, Elected Officials and Staff of the Cannon Township, Press, Brokers and their agents, and the public! Meet and greet with the Nugent Builders Team and walk the property.  Light refreshments will be served. 

Come and tour the breathtaking site views of this exceptional development, located in prestigious Cannon township of Eastern Rockford, well known for its beautiful rolling topography full of wildlife, and upscale homes. Knockadoon consists of 23 one to two acre units +/- within a community setting designed with walking trails, rolling hills, and natural wooded and wetland areas. “Green” certified Nugent Builders has created this rare opportunity to build with an emphasis on land-and-construction working in harmony with the beauty of nature. This community of future Statement Homes will offer quality from luxury options for a home that says, “you've arrived'', to a well-appointed, smart design for retirement living. Varied lot shapes, sizes, and elevations make each building site unique.

This quality home development will bring many jobs and strong economic stimulation to the area.

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For more information about this event, or to schedule an interview during or after the event, please contact Jeanine Herlacher, Listing agent for Knockadoon of Nugent Builders,
616-498-3679.

10 Greatest Fears of First Time Home Buyers: Part 2

2.   I’m confused about what to buy. There seem to be so many different houses around these days.
Whether you are interested in a house or condo, it is a buyer’s market! Having choices is a good thing, however trying to wade through all the inventory on your own can be daunting. Remember that when you are a buyer, you can hire a Realtor to work for you for free! Years down the road when it is your turn to sell your house, you’ll pay both the selling broker as well as the buyer’s broker. That’s why it’s free for you as the buyer! You never have to sign a buyer’s agency agreement with an agent, however it is to your greatest advantage to have a professional working for you with your best interests as their contractual duty!

Please tell your stories of how a Realtor was able to help you find the perfect home!